Top 7 Ways to Protect Yourself From Personal Injury Scams



Have you or someone you know fallen victim to a personal injury scams? When dealing with an injury, it’s easy to fall prey to scammers who want to trick you into thinking. They can’t help you settle your case when all they’re doing is taking your money. Don’t be fooled!

This article will teach you about the top ways that personal injury scammers attempt to trick money from their victims and how you can protect yourself from these scams.

What is a Personal Injury Scam?

A personal injury scam is a bogus settlement or legal services offered by a scammer who claims they can get you settlement funding for car accident cases. When you’ve been the victim of an accident, the last thing you want to worry about is being scammed. 

Personal injury scams are becoming increasingly common as scammers realize that there is a lot of money to be made by taking advantage of people who have been hurt. If you have been injured in an accident, you must be aware of these scams to protect yourself from becoming a victim.

If you’ve been in a car accident, you may be considering a settlement funding for car accident cases to help cover the costs of your accident. Settlement loans are funding that allows you to borrow money against the value of your personal injury claim.


There are a few things to consider before taking out a settlement funding for car accident cases. First, it’s essential to understand the difference between a pre-settlement loan and a post-settlement loan. Pre-settlement loans are given before your case is settled, while post-settlement loans are provided after your case is settled.

Pre-settlement loans can be helpful if you need money to cover the cost of your accident, but Settlement loans come with some risks. One risk is that if you lose your case, you will still owe the lender the money you borrowed, plus interest and fees. Another possibility is that if you settle your case for less than the borrowed amount, you will still owe the lender the difference.

Post-settlement loans are less risky because they are only given to people who have already won their cases. However, post-settlement loans can be more expensive than pre-settlement loans because they usually have higher interest rates and fees.

When considering a settlement loan, it’s essential to compare the costs and benefits of different lenders. Make sure you understand the terms of the loan and the fees involved. Ask about the interest rate and whether there are any prepayment penalties.

7 Top Ways to Protect Yourself From Personal Injury Scams

Several personal injury scams can leave you out of pocket without the compensation you deserve. Here are some top tips to help you protect yourself from these scams:

1. Don’t Give Out Your Info

Don’t disclose your personal information to anyone who contacts you after the accident. It includes your name, address, phone number, email address, and insurance information. If someone reaches you claiming to be from an insurance company or law firm, do not give them any information until you have verified that they are legitimate.

2. Be Wary of Any Promises of Quick and Easy Money.

If someone tells you that they can get you a large settlement quickly and easily, it’s likely a scam. In reality, personal injury cases can take months or even years to resolve, and there is no guarantee that you will receive any money.

3. Do Not Sign Any Documents Without Reading Them First.

It includes anything from a release of liability form to a medical authorization form. Do not sign if you do not understand something in the document. Get help from a trusted friend or family member, or consult with an attorney before signing anything related to your accident.

4. Be Cautious of Anyone Asking for a “Contingency Fee.”

It is an arrangement where the attorney only gets paid if you win your case, and the amount they receive is a percentage of your settlement or verdict. While many legitimate attorneys work on a contingency fee basis, some scammers will also try to use this arrangement to get money from you upfront. 

If someone asks for a contingency fee, ensure you understand the agreement’s terms before signing anything or giving them any money.

5. Do Not Give In to Pressure to Make a Quick Decision.

If someone is pressuring you to sign a contract or give them money right away, it’s likely a scam. Take your time to research any decision related to your accident, and never feel like you have to rush into anything. 

6. Only Trust Reputable Companies

There are a lot of personal injury scams out there. It would help if you only trusted reputable companies regarding your injury case. Here are a few ways to find a reputable company:


Do Your Research

  • Read online reviews.
  • Check the company’s Better Business Bureau rating.
  • Ask for referrals from friends or family.

Make Sure the Company Is Licensed and Insured

This will protect you in case something goes wrong during the process.

Get a Free Consultation

This will allow you to get to know the company and its representatives before you commit to anything.

7. Use Your Common Sense

When it comes to personal injury scams, the best defense is a good offense. Use your common sense to avoid becoming a victim. If something sounds too good to be true, it probably is. Be wary of anyone who asks for money upfront or pressures you into making a quick decision.


There are a lot of personal injury scams out there, and it can be tough to know how to protect yourself. But by following these simple tips, you can help keep yourself safe from scammers who might try to take advantage of you. 

Be sure to do your research before working with any lawyer or filing any claim, and never sign anything without reading it carefully first. If something feels off, trust your gut and walk away. With caution, you can avoid becoming a victim of a personal injury scam.

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